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Arizona Cardinals vs. San Francisco 49ers: PFM Team Comparison

PFM rates the San Francisco 49ers higher than the Arizona Cardinals overall, with a major advantage. The main reasons are the stronger coaching operation and the deeper roster.

Current PFM Team Scores

ARI

Arizona Cardinals

74.3PFM Team Score#26 NFL
Major edgeSF

San Francisco 49ers

86.8PFM Team Score#4 NFL
Swap Teams Clear Comparison
PFM JUDGMENT

Why PFM Rates the San Francisco 49ers Higher

Kyle Shanahan is the coaching difference. San Francisco has the more dependable answers when the first answer stops working. The Arizona Cardinals are closest in franchise direction, where the teams remain essentially even.

San Francisco also brings the deeper roster. San Francisco adds the more dependable offense. That is enough to keep the San Francisco 49ers ahead.

TEAM DNA COMPARISON

Arizona vs. San Francisco Across the Core Pillars

The farther a team reaches, the stronger the rating. Each category also calls out which team has the edge and the exact gap. Hover on desktop or tap on mobile to isolate one team.

ARIArizona Cardinals
SFSan Francisco 49ers
Arizona Cardinals vs. San Francisco 49ers Team DNA comparisonPFM category scores on a 0 to 100 scale. QB Stability: Arizona Cardinals 78.5, San Francisco 49ers 85.5, edge SF +7.0; Offense: Arizona Cardinals 76.5, San Francisco 49ers 85.2, edge SF +8.7; Defense: Arizona Cardinals 74.2, San Francisco 49ers 82.1, edge SF +7.9; Coaching Direction: Arizona Cardinals 71.9, San Francisco 49ers 85.0, edge SF +13.1; Roster Depth: Arizona Cardinals 73.8, San Francisco 49ers 83.8, edge SF +10.0. Hover on desktop or tap on mobile to isolate one team at a time.
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ARIZONA’S BEST PUSHBACK

Franchise Direction Is Arizona’s Only Close Fight

Arizona's long-term direction gives the team one place to push back. Arizona sits only 2.4 points behind San Francisco in Franchise Direction, but close is not the same as an edge. San Francisco still has Brock Purdy at quarterback and the deeper roster, two advantages the Cardinals cannot match in this comparison.

COMPLETE COMPARISON

Where Each Team Has the Edge

PFM Team Score

ARI74.3
Arizona Cardinals 74.3
SF86.8
San Francisco 49ers 86.8
Major San Francisco 49ers edge

Overall NFL Rank

ARI#26
Arizona Cardinals #26
SF#4
San Francisco 49ers #4
San Francisco 49ers ranks higher

QB Stability

ARI78.5
Arizona Cardinals 78.5
SF85.5
San Francisco 49ers 85.5
Clear San Francisco 49ers edge

Roster Strength

ARI73.8
Arizona Cardinals 73.8
SF83.8
San Francisco 49ers 83.8
Major San Francisco 49ers edge

Coaching Direction

ARI71.9
Arizona Cardinals 71.9
SF85.0
San Francisco 49ers 85.0
Major San Francisco 49ers edge

Recent Performance

ARI71.8
Arizona Cardinals 71.8
SF85.2
San Francisco 49ers 85.2
Major San Francisco 49ers edge

Offense

ARI76.5
Arizona Cardinals 76.5
SF85.2
San Francisco 49ers 85.2
Clear San Francisco 49ers edge

Defense

ARI74.2
Arizona Cardinals 74.2
SF82.1
San Francisco 49ers 82.1
Clear San Francisco 49ers edge

Franchise Direction

ARI73.1
Arizona Cardinals 73.1
SF75.5
San Francisco 49ers 75.5
Clear San Francisco 49ers edge

Explosiveness

ARI68.3
Arizona Cardinals 68.3
SF77.7
San Francisco 49ers 77.7
Clear San Francisco 49ers edge

Conference Rank

ARI#13
Arizona Cardinals #13
SF#3
San Francisco 49ers #3
San Francisco 49ers ranks higher

Division Rank

ARI#4
Arizona Cardinals #4
SF#3
San Francisco 49ers #3
San Francisco 49ers ranks higher

Outlook

ARINeeds More HelpSFSuper Bowl Contender
Stronger outlook: San Francisco 49ers
SCHEDULE CONTEXT

Which Team Has the Tougher Road?

Arizona Cardinals

Remaining schedule rank: #1

Toughest stretch: Seattle Seahawks, Los Angeles Rams, Kansas City Chiefs

Strongest opponents: Seattle Seahawks, Kansas City Chiefs, Los Angeles Rams

Next five difficulty: 85.2

View Arizona Cardinals Road Ahead

San Francisco 49ers

Remaining schedule rank: #11

Toughest stretch: Los Angeles Rams, Los Angeles Chargers, Kansas City Chiefs

Strongest opponents: Seattle Seahawks, Kansas City Chiefs, Los Angeles Rams

Next five difficulty: 80.4

View San Francisco 49ers Road Ahead

Arizona has the tougher Road Ahead at No. 1. The strongest opponents include Seattle Seahawks, Kansas City Chiefs, and Los Angeles Rams. San Francisco also has the more favorable road, which adds to the stronger coaching operation and the deeper roster.

View the complete all-32 Road Ahead

Ratings and Schedule Freshness

PFM ratings updated September 15, 2026. Schedule data updated September 17, 2026.

How to Read This Comparison

PFM Team Score determines the overall order. The Team DNA comparison puts five core pillars on the same 0–100 scale, while the full rows show every current category.

PFM compares overall team strength rather than predicting one matchup. Road Ahead adds schedule context without changing PFM Team Score.

See the complete PFM NFL Team Rankings and methodology.

PFM ratings updated
How PFM grades NFL teams