CHI
Chicago Bears
85.7PFM Team Score#5 NFL
Chicago Bears vs. San Francisco 49ers: PFM Team Comparison
PFM rates the San Francisco 49ers higher than the Chicago Bears overall, with a clear advantage. The main reasons are the deeper roster and the bigger big-play threat.
Current PFM Team Scores
Clear edgeSF
San Francisco 49ers
89.3PFM Team Score#2 NFL
PFM JUDGMENT
Why PFM Rates the San Francisco 49ers Higher
The roster gap belongs to the San Francisco 49ers. It can lean on more than one unit when the offense or quarterback is not carrying the day. Chicago's strongest counterargument is Franchise Direction. The Chicago Bears have the clearer long-term football direction. The quarterback room, roster strength and coaching direction fit together more cleanly than they do for the San Francisco 49ers.
San Francisco also brings the bigger big-play threat. San Francisco adds the stronger coaching operation. That is enough to keep the San Francisco 49ers ahead.
TEAM DNA COMPARISON
Chicago vs. San Francisco Across the Core Pillars
The farther a team reaches, the stronger the rating. Each category also calls out which team has the edge and the exact gap. Hover on desktop or tap on mobile to isolate one team.
CHIChicago Bears
SFSan Francisco 49ers
THE COUNTERARGUMENT
Chicago Bears’ Best Argument
The Chicago Bears have the stronger long-term direction. The quarterback room, roster strength and coaching direction support the same competitive window. The franchise direction advantage is a real point in Chicago's favor, but it does not outweigh the rest of the higher-rated team’s advantages. The problem for Chicago is that San Francisco counters with the deeper roster and the bigger big-play threat.
COMPLETE COMPARISON
Where Each Team Has the Edge
PFM Team Score
CHI85.7
Chicago Bears 85.7SF89.3
San Francisco 49ers 89.3Overall NFL Rank
CHI#5
Chicago Bears #5SF#2
San Francisco 49ers #2QB Stability
CHI84.0
Chicago Bears 84.0SF86.1
San Francisco 49ers 86.1Roster Strength
CHI79.9
Chicago Bears 79.9SF83.7
San Francisco 49ers 83.7Coaching Direction
CHI83.2
Chicago Bears 83.2SF85.5
San Francisco 49ers 85.5Recent Performance
CHI87.1
Chicago Bears 87.1SF90.2
San Francisco 49ers 90.2Offense
CHI85.9
Chicago Bears 85.9SF88.1
San Francisco 49ers 88.1Defense
CHI83.2
Chicago Bears 83.2SF84.6
San Francisco 49ers 84.6Franchise Direction
CHI80.8
Chicago Bears 80.8SF75.5
San Francisco 49ers 75.5Explosiveness
CHI85.2
Chicago Bears 85.2SF90.1
San Francisco 49ers 90.1Conference Rank
CHI#4
Chicago Bears #4SF#1
San Francisco 49ers #1Division Rank
CHI#2
Chicago Bears #2SF#1
San Francisco 49ers #1Outlook
CHIPlayoff ContenderSFSuper Bowl Favorite
Stronger outlook: San Francisco 49ersSCHEDULE CONTEXT
Which Team Has the Tougher Road?
Chicago Bears
Remaining schedule rank: #3
Toughest stretch: Buffalo Bills, Green Bay Packers, Detroit Lions
Strongest opponents: Seattle Seahawks, Detroit Lions, Buffalo Bills
Next five difficulty: 81.7
View Chicago Bears Road AheadSan Francisco 49ers
Remaining schedule rank: #17
Toughest stretch: Los Angeles Rams, Los Angeles Chargers, Kansas City Chiefs
Strongest opponents: Kansas City Chiefs, Seattle Seahawks, Los Angeles Rams
Next five difficulty: 78.7
View San Francisco 49ers Road AheadChicago has the tougher Road Ahead at No. 3. The strongest opponents include Seattle Seahawks, Detroit Lions, and Buffalo Bills. San Francisco also has the more favorable road, which adds to the deeper roster and the bigger big-play threat.
Explore Both Team Dashboards
Ratings and Schedule Freshness
PFM ratings updated October 27, 2026. Schedule data updated October 26, 2026.
How to Read This Comparison
PFM Team Score determines the overall order. The Team DNA comparison puts five core pillars on the same 0–100 scale, while the full rows show every current category.
PFM compares overall team strength rather than predicting one matchup. Road Ahead adds schedule context without changing PFM Team Score.
PFM ratings updated
How PFM grades NFL teams