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San Francisco 49ers vs. Arizona Cardinals: PFM Team Comparison

The San Francisco 49ers hold a major overall advantage over the Arizona Cardinals in the current PFM ratings. San Francisco separates itself through the stronger coaching operation and the deeper roster.

Current PFM Team Scores

Major edgeSF

San Francisco 49ers

86.8PFM Team Score#4 NFL
ARI

Arizona Cardinals

74.3PFM Team Score#26 NFL
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PFM JUDGMENT

Why PFM Rates the San Francisco 49ers Higher

Kyle Shanahan gives the San Francisco 49ers the stronger coaching operation. Preparation and in-game answers matter once the opening script no longer controls the game. The Arizona Cardinals are closest in franchise direction, where the teams remain essentially even.

San Francisco also brings the deeper roster. San Francisco adds the more dependable offense. The counterargument matters, but it does not erase San Francisco's major overall advantage.

TEAM DNA COMPARISON

San Francisco vs. Arizona Across the Core Pillars

The farther a team reaches, the stronger the rating. Each category also calls out which team has the edge and the exact gap. Hover on desktop or tap on mobile to isolate one team.

SFSan Francisco 49ers
ARIArizona Cardinals
San Francisco 49ers vs. Arizona Cardinals Team DNA comparisonPFM category scores on a 0 to 100 scale. QB Stability: San Francisco 49ers 85.5, Arizona Cardinals 78.5, edge SF +7.0; Offense: San Francisco 49ers 85.2, Arizona Cardinals 76.5, edge SF +8.7; Defense: San Francisco 49ers 82.1, Arizona Cardinals 74.2, edge SF +7.9; Coaching Direction: San Francisco 49ers 85.0, Arizona Cardinals 71.9, edge SF +13.1; Roster Depth: San Francisco 49ers 83.8, Arizona Cardinals 73.8, edge SF +10.0. Hover on desktop or tap on mobile to isolate one team at a time.
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ARIZONA’S BEST PUSHBACK

Franchise Direction Is Arizona’s Only Close Fight

Arizona's long-term direction gives the team one place to push back. The Cardinals are only 2.4 points behind San Francisco in Franchise Direction, but that is where Arizona's case ends. San Francisco still has Brock Purdy at quarterback and the deeper roster, two advantages the Cardinals cannot match in this comparison.

COMPLETE COMPARISON

Where Each Team Has the Edge

PFM Team Score

SF86.8
San Francisco 49ers 86.8
ARI74.3
Arizona Cardinals 74.3
Major San Francisco 49ers edge

Overall NFL Rank

SF#4
San Francisco 49ers #4
ARI#26
Arizona Cardinals #26
San Francisco 49ers ranks higher

QB Stability

SF85.5
San Francisco 49ers 85.5
ARI78.5
Arizona Cardinals 78.5
Clear San Francisco 49ers edge

Roster Strength

SF83.8
San Francisco 49ers 83.8
ARI73.8
Arizona Cardinals 73.8
Major San Francisco 49ers edge

Coaching Direction

SF85.0
San Francisco 49ers 85.0
ARI71.9
Arizona Cardinals 71.9
Major San Francisco 49ers edge

Recent Performance

SF85.2
San Francisco 49ers 85.2
ARI71.8
Arizona Cardinals 71.8
Major San Francisco 49ers edge

Offense

SF85.2
San Francisco 49ers 85.2
ARI76.5
Arizona Cardinals 76.5
Clear San Francisco 49ers edge

Defense

SF82.1
San Francisco 49ers 82.1
ARI74.2
Arizona Cardinals 74.2
Clear San Francisco 49ers edge

Franchise Direction

SF75.5
San Francisco 49ers 75.5
ARI73.1
Arizona Cardinals 73.1
Clear San Francisco 49ers edge

Explosiveness

SF77.7
San Francisco 49ers 77.7
ARI68.3
Arizona Cardinals 68.3
Clear San Francisco 49ers edge

Conference Rank

SF#3
San Francisco 49ers #3
ARI#13
Arizona Cardinals #13
San Francisco 49ers ranks higher

Division Rank

SF#3
San Francisco 49ers #3
ARI#4
Arizona Cardinals #4
San Francisco 49ers ranks higher

Outlook

SFSuper Bowl ContenderARINeeds More Help
Stronger outlook: San Francisco 49ers
SCHEDULE CONTEXT

Which Team Has the Tougher Road?

San Francisco 49ers

Remaining schedule rank: #11

Toughest stretch: Los Angeles Rams, Los Angeles Chargers, Kansas City Chiefs

Strongest opponents: Seattle Seahawks, Kansas City Chiefs, Los Angeles Rams

Next five difficulty: 80.4

View San Francisco 49ers Road Ahead

Arizona Cardinals

Remaining schedule rank: #1

Toughest stretch: Seattle Seahawks, Los Angeles Rams, Kansas City Chiefs

Strongest opponents: Seattle Seahawks, Kansas City Chiefs, Los Angeles Rams

Next five difficulty: 85.2

View Arizona Cardinals Road Ahead

Arizona has the tougher Road Ahead at No. 1. The strongest opponents include Seattle Seahawks, Kansas City Chiefs, and Los Angeles Rams. San Francisco also has the more favorable road, which adds to the stronger coaching operation and the deeper roster.

View the complete all-32 Road Ahead

Ratings and Schedule Freshness

PFM ratings updated September 15, 2026. Schedule data updated September 17, 2026.

How to Read This Comparison

PFM Team Score determines the overall order. The Team DNA comparison puts five core pillars on the same 0–100 scale, while the full rows show every current category.

PFM compares overall team strength rather than predicting one matchup. Road Ahead adds schedule context without changing PFM Team Score.

See the complete PFM NFL Team Rankings and methodology.

PFM ratings updated
How PFM grades NFL teams