Clear edgeSF
San Francisco 49ers
89.3PFM Team Score#2 NFL
San Francisco 49ers vs. Chicago Bears: PFM Team Comparison
The San Francisco 49ers hold a clear overall advantage over the Chicago Bears in the current PFM ratings. San Francisco separates itself through the deeper roster and the bigger big-play threat.
Current PFM Team Scores
CHI
Chicago Bears
85.7PFM Team Score#5 NFL
PFM JUDGMENT
Why PFM Rates the San Francisco 49ers Higher
The San Francisco 49ers have more answers across the roster than the Chicago Bears. The supporting lineup is less dependent on one quarterback or one unit carrying the entire team. Chicago's strongest counterargument is Franchise Direction. The Chicago Bears have the stronger long-term direction. The quarterback room, roster strength and coaching direction support the same competitive window.
San Francisco also brings the bigger big-play threat. San Francisco adds the stronger coaching operation. The counterargument matters, but it does not erase San Francisco's clear overall advantage.
TEAM DNA COMPARISON
San Francisco vs. Chicago Across the Core Pillars
The farther a team reaches, the stronger the rating. Each category also calls out which team has the edge and the exact gap. Hover on desktop or tap on mobile to isolate one team.
SFSan Francisco 49ers
CHIChicago Bears
THE COUNTERARGUMENT
Chicago Bears’ Best Argument
The long-term direction favors the Chicago Bears. The quarterback outlook, roster strength and coaching direction fit together better than they do for the San Francisco 49ers. That is why the overall gap is smaller than the score first suggests. San Francisco still answers with the deeper roster and the bigger big-play threat, which keeps the overall judgment in place.
COMPLETE COMPARISON
Where Each Team Has the Edge
PFM Team Score
SF89.3
San Francisco 49ers 89.3CHI85.7
Chicago Bears 85.7Overall NFL Rank
SF#2
San Francisco 49ers #2CHI#5
Chicago Bears #5QB Stability
SF86.1
San Francisco 49ers 86.1CHI84.0
Chicago Bears 84.0Roster Strength
SF83.7
San Francisco 49ers 83.7CHI79.9
Chicago Bears 79.9Coaching Direction
SF85.5
San Francisco 49ers 85.5CHI83.2
Chicago Bears 83.2Recent Performance
SF90.2
San Francisco 49ers 90.2CHI87.1
Chicago Bears 87.1Offense
SF88.1
San Francisco 49ers 88.1CHI85.9
Chicago Bears 85.9Defense
SF84.6
San Francisco 49ers 84.6CHI83.2
Chicago Bears 83.2Franchise Direction
SF75.5
San Francisco 49ers 75.5CHI80.8
Chicago Bears 80.8Explosiveness
SF90.1
San Francisco 49ers 90.1CHI85.2
Chicago Bears 85.2Conference Rank
SF#1
San Francisco 49ers #1CHI#4
Chicago Bears #4Division Rank
SF#1
San Francisco 49ers #1CHI#2
Chicago Bears #2Outlook
SFSuper Bowl FavoriteCHIPlayoff Contender
Stronger outlook: San Francisco 49ersSCHEDULE CONTEXT
Which Team Has the Tougher Road?
San Francisco 49ers
Remaining schedule rank: #17
Toughest stretch: Los Angeles Rams, Los Angeles Chargers, Kansas City Chiefs
Strongest opponents: Kansas City Chiefs, Seattle Seahawks, Los Angeles Rams
Next five difficulty: 78.7
View San Francisco 49ers Road AheadChicago Bears
Remaining schedule rank: #3
Toughest stretch: Buffalo Bills, Green Bay Packers, Detroit Lions
Strongest opponents: Seattle Seahawks, Detroit Lions, Buffalo Bills
Next five difficulty: 81.7
View Chicago Bears Road AheadChicago has the tougher Road Ahead at No. 3. The strongest opponents include Seattle Seahawks, Detroit Lions, and Buffalo Bills. San Francisco also has the more favorable road, which adds to the deeper roster and the bigger big-play threat.
Explore Both Team Dashboards
Ratings and Schedule Freshness
PFM ratings updated October 27, 2026. Schedule data updated October 26, 2026.
How to Read This Comparison
PFM Team Score determines the overall order. The Team DNA comparison puts five core pillars on the same 0–100 scale, while the full rows show every current category.
PFM compares overall team strength rather than predicting one matchup. Road Ahead adds schedule context without changing PFM Team Score.
PFM ratings updated
How PFM grades NFL teams